L&B Financial Group | Mike Brown | DSCR and bridge lending
Finance your next rental on the property's income, not your paycheck.
Buying or refinancing an investment property in New York, South Carolina, Tennessee, Texas, Virginia or Florida? Mike Brown at L&B Financial Group structures DSCR and bridge loans around the rent the property brings in, not a stack of personal pay stubs. One conversation tells you what the deal can support.
No obligation. Not a loan application, approval or pre-approval.
About a minute, no pressure
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Why investors work with Mike
01
The deal qualifies, not your tax return.
DSCR lending looks at what the property rents for compared to the mortgage payment. No personal income documents, no job history review. If you are self-employed, hold title in an LLC, or own several properties already, this is built for how you actually operate.
02
One person, start to finish.
Mike works DSCR and bridge loans across six states and has structured a wide range of deals, from single-family rentals to short-term bridge purchases. The person who answers your first question is the same person with you at closing. Questions get answered when you actually have them.
03
A straight answer on what the numbers support.
Mike will tell you what the property's rent and the deal terms can support, and what, if anything, needs to shift to make it work. If a deal is not there yet, he tells you why and stays available as you line up the next one.
How it works
1
Answer a few questions.
About a minute. The property's state, purchase or refinance, estimated rent, and your investing experience.
2
Pick how you want to talk.
Request a priority call and Mike calls you as soon as he is free, or book a time that suits you.
3
Get a straight answer.
What the deal can support, the loan structure that fits, and the exact next step. No jargon, no pressure.
Your loan originator
Mike Brown
Loan Originator, L&B Financial Group PA. NMLS #15364125.
Mike works with real estate investors across New York, South Carolina, Tennessee, Texas, Virginia and Florida, structuring DSCR loans and bridge/hard money financing for purchases, refinances and portfolio growth. He explains the structure in plain terms, from the first call through closing, so you know exactly what a property supports before you commit to it.
+1 (407) 798-8437